RV Insurance
Protect your home on the road.
Physical damage, liability and personal belongings, with emergency expenses, roadside assistance and full-timer coverage for year-round living.
Chapter 01
An RV is a vehicle and a residence at the same time
That dual character is the whole difficulty. Physical damage and liability cover it as a vehicle. Personal belongings coverage handles what is inside it, which for most owners is a great deal more than what is inside a car.
A policy written as though it were only a vehicle leaves the contents thin, and one written as though it were only a residence leaves the road exposure thin.
A Class A motorhome parked among slash pines and palms at a Florida RV resort
Full-timer coverage
If the RV is where you live year round, the policy needs to know that. Full-timer coverage adds the liability and living exposures that a weekend policy does not carry, and it is not a small distinction.
It is one of the first questions we ask, because the answer changes which carriers will even write the risk.
Chapter 03
Emergency expenses and roadside assistance
When a motorhome stops, it stops somewhere, and you are usually a long way from home. Emergency expenses coverage handles accommodation and travel while it is repaired.
Roadside assistance for a vehicle of that size and weight is a different service from the one on a family car, and worth confirming rather than assuming.
AutoLife places this line with A-rated carriers from the office at 3691 Webber Street, Sarasota. Call 941-210-4499.
Other lines we place
Insurance coverage cannot be bound or changed via submission of any online form/application provided on this site or otherwise. No binder, insurance policy, change, addition, and/or deletion to insurance coverage goes into effect unless and until confirmed directly by a licensed agent.